Executive Team
Muhammad A Younas
Risk Management Lead Consultant
Muhammad is a senior Risk Management and Financial Services executive with more than 24 years of experience across Saudi Arabia and the GCC. He advises Boards, CEOs, and executive teams on strengthening risk governance, regulatory compliance, portfolio performance, and organizational resilience.
His expertise covers Enterprise Risk Management, Credit Risk and NPL Management, SAMA regulatory compliance, IFRS 9, , Operational and Market Risk, Stress Testing, Risk-Based Pricing, Portfolio Optimization, Fraud Risk Management, AML, and Strategic Risk.
Muhammad has led major risk transformation and advisory engagements, including the development of ERM and risk appetite frameworks, credit scoring and risk-rating models, regulatory remediation programs, fraud risk frameworks, and enterprise-wide risk and control assessments. He has worked across banking, finance companies, real estate finance, and fintech, with extensive experience supporting SAMA-regulated institutions.
He is recognized for combining strong analytical expertise with practical executive judgment, translating complex risk and regulatory requirements into actionable strategies that strengthen resilience, improve decision-making, optimize capital, and support sustainable growth.
Credentials:
His expertise covers Enterprise Risk Management, Credit Risk and NPL Management, SAMA regulatory compliance, IFRS 9, , Operational and Market Risk, Stress Testing, Risk-Based Pricing, Portfolio Optimization, Fraud Risk Management, AML, and Strategic Risk.
Muhammad has led major risk transformation and advisory engagements, including the development of ERM and risk appetite frameworks, credit scoring and risk-rating models, regulatory remediation programs, fraud risk frameworks, and enterprise-wide risk and control assessments. He has worked across banking, finance companies, real estate finance, and fintech, with extensive experience supporting SAMA-regulated institutions.
He is recognized for combining strong analytical expertise with practical executive judgment, translating complex risk and regulatory requirements into actionable strategies that strengthen resilience, improve decision-making, optimize capital, and support sustainable growth.
Credentials:
- Certified Risk Professional (CRP), Netherlands
- Master’s Degree in Economics
- Diploma in Banking
Talk to Us
How can we help you?
Ready to transform your business? Connect with us today to explore how Star 2 Advisory can help you achieve your goals.