Farooq Farid is a globally seasoned senior executive and Fellow of the Society of Actuaries, bringing over 15 years of strategic leadership in health insurance. He combines precision in IFRS 17 implementation spanning risk-adjustment methodologies, discount rate frameworks, contractual service margin modeling, and reserve valuation—with modern data-driven strategies that streamline financial reporting and enhance transparency. His proficiency in complex cash flow modeling, ETL optimization, and regulatory reporting ensures timely and accurate financial close cycles at scale. Farooq’s actuarial governance embeds rigorous controls and human-in-the-loop oversight within AI-enhanced underwriting models, ensuring both compliance and ethical outcomes. This fusion of deep technical mastery and executive insight positions him to lead transformative programs across multinational health insurers. Within health insurance, Farooq drives product innovation and underwriting excellence by applying predictive analytics and scalable insurtech platforms. He has successfully overseen the development and deployment of robust digital infrastructures that integrate automated risk scoring, policy lifecycle management, and responsive pricing strategies based on actuarial models. His leadership fosters seamless collaboration between actuarial, finance, and compliance teams, enabling faster, more accurate decision-making under evolving regulatory environments. Trusted by executive boards, he advocates for capital optimization, risk resilience, and sustainable growth through strategic use of technology and data. Farooq’s cross-border experience ensures that health insurance organizations can navigate complexity and deliver high-performance outcomes.